Chase Bank has two main checking accounts to choose from:
Simple Checking (like Chase Total Checking): This is for everyday banking with no frills. It has a low monthly fee that can be waived by meeting certain requirements like keeping a minimum balance or setting up direct deposit.
Premium Checking: This offers more features like ATM fee rebates or travel rewards, but comes with a higher monthly fee.
Think about how you use your checking account to decide which one is better for you. If you just need the basics, a simple checking account is the way to go.